@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:ital,wght@0,400;0,500;1,400;1,500&display=swap');
:root{--navy:#10233a;--navy2:#172e48;--gold:#c5a46c;--cream:#f7f4ed;--ink:#172537;--muted:#65717e;--line:#dedbd4}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"DM Sans",sans-serif;color:var(--ink);background:var(--cream);line-height:1.65}a{color:inherit}button,input,select,textarea{font:inherit}button,a{ -webkit-tap-highlight-color:transparent}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.skip{position:absolute;left:-9999px;top:10px;background:white;padding:8px;z-index:99}.skip:focus{left:10px}.site-header{background:var(--navy);position:sticky;top:0;z-index:50;border-bottom:1px solid #ffffff24}.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:30px}.logo{text-decoration:none;display:inline-flex;flex-direction:column;line-height:1.05;color:#fff;letter-spacing:.13em}.logo span{font-family:"Playfair Display",serif;font-size:29px}.logo small{font-size:8px;color:var(--gold);margin-top:8px;letter-spacing:.18em}.nav nav{display:flex;gap:27px;align-items:center}.nav nav a{text-decoration:none;color:#e5e8ee;font-size:12px;white-space:nowrap}.nav nav a:hover,.footer a:hover{color:var(--gold)}.nav-cta{border:1px solid var(--gold);padding:10px 17px}.menu-toggle{display:none}.hero{background:var(--navy);color:white;overflow:hidden}.hero-grid{min-height:660px;display:grid;grid-template-columns:1fr 1fr;align-items:stretch;gap:52px}.hero-copy{padding:104px 0 80px}.eyebrow{font-size:10px;font-weight:700;letter-spacing:.22em;color:var(--gold);margin:0 0 24px}.hero h1,h2{font-family:"Playfair Display",serif;font-weight:400;line-height:1.14;letter-spacing:-.025em}.hero h1{font-size:clamp(48px,5.1vw,78px);margin:0 0 24px}.hero h1 em,h2 em{font-weight:400;color:var(--gold)}.lead{max-width:530px;color:#d2d9e1;font-size:16px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:32px 0}.btn{min-height:49px;display:inline-flex;align-items:center;justify-content:center;gap:18px;text-decoration:none;padding:13px 21px;font-size:12px;font-weight:700;letter-spacing:.025em;border:1px solid transparent;cursor:pointer;transition:transform .2s,background .2s}.btn:hover{transform:translateY(-2px)}.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:#e0bd82}.btn-outline{border-color:#8b95a2;color:#fff;background:transparent}.micro{font-size:11px;color:#a9b6c4;margin-top:24px}.hero-art{min-height:590px;background:linear-gradient(0deg,#0d1b2bd9 0%,#0d1b2b08 55%),url('assets/hero-house.svg') center/cover;position:relative}.image-overlay{position:absolute;bottom:42px;left:35px;right:25px;display:flex;flex-direction:column;color:#fff}.image-overlay span{font-size:10px;letter-spacing:.2em;color:var(--gold)}.image-overlay strong{font:italic 30px "Playfair Display",serif;font-weight:400}.trust-strip{background:#eae5da;padding:25px 0}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.trust-grid>div{display:flex;flex-direction:column;border-right:1px solid #ccc5b9;padding:5px 24px}.trust-grid>div:last-child{border:0}.trust-grid strong{font:28px "Playfair Display",serif}.trust-grid span{font-size:11px;color:#65717e}.section{padding:100px 0}.light{background:var(--cream)}.dark-eye{color:#9b7b49}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:60px;margin-bottom:40px}.section-heading h2{margin:0;flex:1}.section-heading p{max-width:355px;color:var(--muted)}h2{font-size:clamp(37px,4vw,57px);margin:0 0 22px}h3{font-family:"Playfair Display",serif;font-size:25px;font-weight:400;line-height:1.3}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.solution{background:#fff;border:1px solid #e6e0d5;padding:31px;min-height:255px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.solution:hover{transform:translateY(-4px);box-shadow:0 16px 30px #10233a12}.num{font-size:11px;color:#a78a5b}.solution h3{margin:23px 0 9px}.solution p{color:var(--muted);font-size:13px;margin:0 0 22px}.solution a{margin-top:auto;color:#896a37;text-decoration:none;font-size:12px;font-weight:700}.navy{background:var(--navy);color:#fff}.quiz-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:85px}.quiz-grid h2{margin-bottom:25px}.subtle{color:#c4ced8;max-width:390px}.step-list{display:flex;flex-direction:column;gap:17px;margin-top:42px;font-size:13px;color:#d5dce5}.form-panel{background:#fff;color:var(--ink);padding:40px;box-shadow:0 22px 60px #0002}.form-panel h3{margin:0 0 7px}.form-intro,.form-fine{font-size:11px;color:var(--muted)}.field{display:flex;flex-direction:column;margin-top:16px;gap:5px}.field label{font-size:11px;font-weight:700}.field input,.field select,.field textarea{width:100%;border:1px solid #d8dce1;border-radius:0;padding:11px 12px;color:var(--ink);background:#fff;font-size:13px;min-height:45px}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid #c5a46c;outline-offset:1px}.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}.consent{display:flex;align-items:flex-start;gap:10px;font-size:11px;color:#5c6671;margin-top:22px}.consent input{margin-top:5px}.submit{width:100%;margin-top:18px}.hidden{position:absolute;left:-9999px}.three-col,.four-col{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:55px}.three-col p,.four-col p{color:var(--muted);font-size:13px}.gold-line{display:block;width:44px;height:2px;background:var(--gold)}.founder{background:#eae5db}.founder-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.founder-visual{height:490px;background:linear-gradient(135deg,#283c51,#6e7984 55%,#c5a46c);display:flex;align-items:end;padding:30px;color:white;font-size:11px;letter-spacing:.2em}.founder p{color:#52606d}.founder .eyebrow{color:#98733e}.text-link{font-size:13px;font-weight:700;color:#876b42}.founder-note{font-size:11px!important;margin-top:25px}.four-col{grid-template-columns:repeat(4,1fr)}.four-col>div{border-top:1px solid #c7c0b4;padding-top:22px}.four-col b{color:#a68b5c;font-size:12px}.resource{background:#1a344c;color:#fff}.resource-grid{display:grid;grid-template-columns:1fr .75fr;gap:90px;align-items:center}.resource-grid p{color:#cbd5df}.resource-card{background:#f1ece2;color:var(--ink);padding:50px;min-height:260px}.resource-card span{font-size:10px;color:#97784c;letter-spacing:.18em}.resource-card p{color:#64717d}.resource-card .small{font-size:11px}.narrow{max-width:820px}.faq details{border-bottom:1px solid #d8d1c6;padding:19px 0}.faq summary{cursor:pointer;font-weight:600}.faq details p{color:var(--muted);font-size:13px;max-width:700px}.cta{background:var(--navy);color:#fff;text-align:center}.cta-inner{max-width:720px}.cta p:not(.eyebrow){color:#c5ced8}.centered{justify-content:center}.footer{background:#0a192a;color:#b7c2ce;padding:60px 0 25px}.footer-top{display:flex;justify-content:space-between;gap:35px;padding-bottom:40px;border-bottom:1px solid #ffffff28}.footer-top p{font-size:12px}.footer-links{display:grid;grid-template-columns:repeat(2,auto);gap:8px 30px}.footer a{text-decoration:none}.footer-links a{font-size:12px}.legal{padding-top:23px;max-width:1000px}.legal p{font-size:10px;color:#9aa9b8}.simple-page{min-height:65vh;background:var(--cream);padding:90px 0}.simple-page .wrap{max-width:800px}.simple-page p,.simple-page li{color:#4e5c6b}.simple-page h1{font:48px "Playfair Display",serif}.simple-page h2{font-size:28px}.simple-page .btn{margin-top:20px}.simple-page .btn-outline{color:var(--navy);border-color:var(--navy)}@media(max-width:1000px){.nav nav{gap:13px}.nav nav a{font-size:11px}.hero-grid{gap:25px}.quiz-grid{gap:35px}.founder-grid{gap:40px}}@media(max-width:760px){.wrap{width:min(100% - 32px,1180px)}.nav{min-height:72px}.menu-toggle{display:block;background:transparent;border:1px solid #788595;color:white;padding:8px 12px}.nav nav{display:none;position:absolute;left:0;right:0;top:72px;background:var(--navy);padding:22px 18px;flex-direction:column;align-items:stretch;gap:18px}.nav nav.open{display:flex}.nav nav a{font-size:13px}.hero-grid,.quiz-grid,.founder-grid,.resource-grid{grid-template-columns:1fr}.hero-copy{padding:68px 0 22px}.hero-art{min-height:300px}.hero-grid{gap:10px}.hero h1{font-size:50px}.section{padding:65px 0}.section-heading{display:block}.cards{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr;gap:0}.trust-grid>div{border-right:0;border-bottom:1px solid #cfc6b8;padding:12px}.trust-grid>div:last-child{border:0}.three-col,.four-col{grid-template-columns:1fr 1fr;gap:25px}.founder-visual{height:350px}.form-panel{padding:23px}.resource-grid{gap:25px}.footer-top{flex-direction:column}}@media(max-width:480px){.cards,.three-col,.four-col,.two{grid-template-columns:1fr}.hero h1{font-size:43px}.actions{flex-direction:column;align-items:stretch}.actions .btn{width:100%}.section-heading h2,h2{font-size:37px}.resource-card{padding:27px}.footer-links{grid-template-columns:1fr}.form-panel{padding:20px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}
.brand-image{display:block;width:145px;height:66px;object-fit:contain;background:#fff;border-radius:2px;padding:3px 9px}.footer .brand-image{width:170px;height:76px}.founder-visual{padding:0;overflow:hidden;background:#e3dfd6}.founder-visual img{width:100%;height:100%;object-fit:cover;object-position:center 22%;display:block}@media(max-width:760px){.brand-image{width:125px;height:57px}}
/* Founder-led hero */
.hero-art{background:linear-gradient(0deg,#10233ac9 0%,#10233a00 43%),url('/assets/founder-black-blazer.webp') center 20%/cover no-repeat;background-color:#25394b;min-height:650px}
.founder-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:25px 0}.founder-facts div{border-top:2px solid #b69a68;padding-top:12px}.founder-facts b{display:block;font-size:14px}.founder-facts span,.credentials{font-size:11px!important;color:#5f6872}
/* Calculator */
.calculator-section{background:#eae5db}.calculator-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.calculator-grid>div:first-child>p{max-width:440px}.calculator-card{background:#fff;padding:34px;box-shadow:0 10px 35px #10233a12}.calculator-card h3{margin:0}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}.calc-fields .field{margin-top:12px}.calc-fields input,.calc-fields select{width:100%;padding:11px;border:1px solid #c8cdd2;background:white;color:#172537;min-height:44px}.calc-result{background:#10233a;color:#fff;margin-top:22px;padding:22px}.calc-result>span{display:block;font-size:12px;color:#d4dae1}.calc-result>strong{display:block;font:42px 'Playfair Display',serif;color:#f4d4a2;margin:7px 0 16px}.calc-breakdown{border-top:1px solid #ffffff45;padding-top:10px}.calc-breakdown>div{display:flex;justify-content:space-between;gap:12px;padding:5px 0;font-size:12px}.calc-disclaimer{font-size:12px;color:#65717e}.calc-error{color:#b00020;font-size:13px}.calculator-card>.btn{margin-top:16px}
/* Accessibility controls */
.accessibility-toggle{position:fixed;bottom:20px;right:20px;z-index:80;background:#10233a;color:#fff;border:2px solid #fff;border-radius:30px;padding:12px 17px;box-shadow:0 4px 22px #0005;cursor:pointer;font-weight:700;font-size:12px}.accessibility-panel{position:fixed;bottom:78px;right:20px;width:min(340px,calc(100vw - 40px));max-height:70vh;overflow:auto;z-index:81;background:white;color:#172537;padding:20px;box-shadow:0 8px 30px #0004;border:2px solid #10233a}.accessibility-panel[hidden]{display:none}.accessibility-panel h3{margin:0;font-size:22px}.accessibility-panel p{font-size:12px}.access-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px}.access-actions button{padding:10px;border:1px solid #526172;background:#f7f4ed;color:#172537;cursor:pointer}.access-actions button:focus-visible,.accessibility-toggle:focus-visible{outline:3px solid #ed9c20;outline-offset:3px}.a11y-note{color:#57616d}.a11y-large{font-size:120%}.a11y-contrast{--navy:#000;--navy2:#000;--gold:#ffe05c;--cream:#fff;--ink:#000;--muted:#222}.a11y-contrast .hero,.a11y-contrast .navy,.a11y-contrast .cta,.a11y-contrast .footer{background:#000}.a11y-contrast .calculator-card{border:2px solid #000}.a11y-links a{text-decoration:underline!important;text-underline-offset:3px}.a11y-motion *, .a11y-motion *:before,.a11y-motion *:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}body.a11y-motion{scroll-behavior:auto}
@media(max-width:760px){.calculator-grid{grid-template-columns:1fr;gap:20px}.hero-art{min-height:460px;background-position:center 20%}.founder-facts{grid-template-columns:1fr 1fr}.accessibility-toggle{bottom:10px;right:10px}}@media(max-width:480px){.calc-fields{grid-template-columns:1fr}.calculator-card{padding:20px}.founder-facts{grid-template-columns:1fr}.hero-art{min-height:400px}}